Loans
I’ve heard that Walmart offers some kind of loan program for associates, but I’m not sure how it works or if it’s even worth it. A coworker mentioned it in passing, but no one seems to know the details. Is it one of those paycheck advance things, or do they actually offer something more structured? If anyone here has used it or knows someone who has, I’d really like to hear your experience. Trying to figure out if it’s a helpful option or just another way to get stuck in a financial cycle.
It’s definitely not a long-term solution. If you’re struggling with cash flow, I’d suggest looking into other options first
From what I know, it’s more like a ‘paycheck advance’ than a real loan. You can access a portion of your earned wages before payday
Never take loans in your life, especially from someone that is already sucking your soul out without you even owning it anything
Damn right
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I looked into it once. It’s mostly just an advance on your paycheck, not a full loan. The fees can add up if you don’t pay it back quickly